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这听起来可能很简单，但我大脑的这些部分因不用而有点生锈了。我需要报告保单，说明保单是否有效、提前/贷记或滞后/拖欠。如果每月付款保持不变，我假设它像下面这样简单是否正确？
Received = Tally of all monthly payments on the policy.
Expected = Policy age in months x monthly premium.
If Received < Expected, policy is in arrears.
If Received > Expected, policy is paid in advance.
If Received == Expected, policy is current.
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